If you’ve ever been drowning in money problems, you’ve probably heard of Dave Ramsey. He’s a personal finance expert, radio show host, author of numerous best-selling books (like “The Total Money Makeover” and “Financial Peace”). In this YouTube Segment, Dave Ramsey goes over briefly six personal finance principles you should be utilizing each and every day. The first step, of course, is to be cognizant of your spending habits. Start by evaluating your financial status holistically by looking at your income, your expenses (especially unnecessary ones), and your financial goals to get you back on track. By acknowledging and understanding where and what your money is going to, you will be able to gain the necessary reigns in moving forward in saving for your future.